home owner insurance
One thing that we totally overlooked when shopping for the new loft,
was home owner insurance.
You absolutly need one 
There is no way to own a property without home owner insurance.
Looks like I will have to start shopping around.
An hour ago I never thought about home owner insurance and now I find out what it is 
I’m not sure what the local equivalent to
H-1, H-2, H-3, H-4, H-5 and H-6 is,
but I don’t want to waste my money in case of
flooding, fire, etc.